Judopay announces the launch of an EMVCo certified Mobile SDK

By Joy Dumasia

Judopay, the mobile-centric commerce enabler, further strengthens its SCA strategy by announcing that its mobile software development kit has become one of the first in the world to be EMVCo Certified for 3D Secure 2 (3DS2); alongside giants like Adyen, Stripe, Microsoft and Sony. This is a critical step to help app based merchants maximise their sales, as processing 3DS2 authentications within a mobile app require a certified SDK.

The new certified 3DS SDK creates an encrypted connection between the customer’s device and the Issuer’s server. This is essential, as studies suggest that the way consumers complete their purchases is changing with a dramatic increase in eCommerce and mobile transactions during the pandemic.

Judopay’s new SDK allows merchants to offer the best authentication process for consumers and maximises authorisation rates through advanced device data collection and built-in security checks. To maximise conversion and user experience, the new SDK will allow merchants to customise the authentication screen to match their app format, providing a consistent look and feel throughout the checkout journey.

Judopay, as a mobile payment specialist, knew the importance of creating a seamless 3DS2 mobile experience and decided to build its SDK. It enables both browser-based and native 3DS2 authentication in-app for its merchants. In addition, Judopay will also offer its leading solution to other payment providers to white-label and use.

Jumaane Hutchinson, Head of Products at Judopay, said: “With mobile in our DNA, we know the complexity of getting payments right in App Commerce. Our goal was to help our merchants maximise their sales whilst minimising the disruption to their checkout flow in an SCA world. We saw that traditional 3DS2 solutions negatively impacted authentication rates which led us to build our own EMVCo certified SDK, something many other payment providers have opted not to do. Having full control of our own EMVCo IP will allow us to innovate faster and ensure our customers are using leading-edge technology.”