Curve launches its first-ever credit card for UK customers

By Gloria Methri

Financial super app Curve, which consolidates users’ debit and credit cards into one card and app, has just launched its first-ever credit card in the UK.

The new credit card has all the features of Curve, supercharged with greater security and flexibility. Customers can link their existing cards to a digital Curve Wallet, and whichever card they select in the app is then charged when they use their credit card to pay.

Because Curve is now a credit card, all eligible purchases will now have section 75 protection. Even purchases charged to a debit card. Section 75 is the gold standard in customer protection and is regulated under the Consumer Credit Act 1974.

The super app also introduced some new benefits to its product, namely its credit offering – Curve Flex. With the new credit card, customers will have the power to reduce their borrowing costs and increase their rewards with Flex.

Flex enables customers to split almost any future or past purchases into monthly installments with just a tap. Soon, the company plans to expand Flex benefits, introducing the ability to refinance expensive credit card debt with a lower-cost amortised loan. It will also introduce the option to move your entire balance to 0% balance transfer cards.

The new credit card also offers a better experience at hotels and car rental companies, allowing customers to put a deposit down with their Curve credit card, even if a debit card is selected as the payment card in the app or their balance is insufficient for the deposit.

Other benefits like cashback, Go Back in Time, Smart Rules, Zero FX, and Anti-Embarrassment Mode will all remain available on Curve.

This announcement joins a host of new announcements made by the company recently, including the launch of a new app design (Curve 2.0) and the recent £58 million raise.