Decentro launches RBI-compliant Next-Gen Payment stack ‘Flow 2.0’ in India

By Gloria Mathias

Decentro, India’s FinTech infrastructure platform, has announced the launch of its next-generation Payment Stack (Flow 2.0).

The Payment stack is designed to address businesses’ expansive payment needs, delivering high performance, compliance, and security. It marks a move to continue transforming digital payment solutions with enhanced efficiency and reliability while simplifying businesses’ integration and operation of their day-to-day payment collections.

According to industry reports, the Indian payment market is estimated at $357.51 billion in 2024. It is expected to reach $814.42 billion by 2029, growing at a CAGR of 17.90% during the forecast period (2024–2029).

“This milestone couldn’t come at a more opportune moment as we complete our 4 years of operations as one of India’s leading fintech infrastructure providers. Since inception, our goal has been to streamline the most intricate financial processes for businesses across the spectrum, and the introduction of the Flow 2.0 stack underscores this commitment. Witnessing a remarkable 300% growth in our customers’ transactions in just the past 12 months stands as a testament to our product quality and differentiation in solutions,” shared Rohit Taneja, Co-founder and CEO of Decentro.  

“We are focused on providing businesses with a robust, secure, and fully compliant solution that addresses their diverse payment requirements and significantly elevates operational efficiency. To put things in perspective, we see a 30% reduction in operational costs and a 3X reduction in time to market amongst our merchants by switching to our digital payments stack, recurring payments via e-NACH & UPI Autopay, as well as our automated reconciliation system,” said Pratik Daudkhane, co-founder.    

Flow 2.0 will help enterprises sharpen their focus on critical features, including performance through fast and reliable transaction processing and complete RBI compliance to ensure operations within frameworks. This stack also provides enhanced security with measures to protect sensitive data and stability built on a solid infrastructure that minimizes downtime for continuous, uninterrupted business operations.

Flow currently empowers payments for customers like Shiprocket, Kodo, Volopay, etc. With this development, Decentro aims to empower categories such as BFSI, Logistics, Online Marketplaces, and fintech/SaaS platforms.